Another year went by with excuses and delays. After Thanksgiving, I confronted Rick. He shrugged and said, “Maybe next year. You’re fine, Ivy. You can afford to wait.” In that moment I realized they never saw it as a loan at all. Hurt, I cut contact and skipped family gatherings.
Later, I learned Rick had borrowed from nearly everyone and repaid no one. Eventually Lisa called, devastated, saying she was divorcing him after discovering he had hidden money for years—and they could have paid me back. Three months later I received a check for the full amount plus interest, along with a note: “Thank you for letting me fix this.” Today, Lisa and I run my growing workshops together, rebuilding not just income, but trust.
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